© 2011, FindStudentLoans. Designated trademarks and brands are the property of their respective owners. APR rates are subject to change and are based on credit history and borrower rewards. Undergraduate and graduate private loan borrowers may typically borrow annually up to the lesser of the cost of attendance or $30,000 ($40,000 for certain schools where the annual cost of attendance has been determined to exceed $30,000). Please note borrowing amounts and limits will vary by lender and loan type. With most lenders undergraduates may choose to defer repayment of principal and interest on private loans until six months after graduation or ceasing to be enrolled at least half time. Immediate repayment and interest-only repayment options are also available. Deferment periods may vary by lender and loan type. This does not apply to all lenders and loan types. Please check with your lender before you apply to confirm their payout process and timing. Privacy Policy